Lending Based on What’s Possible, Not What Isn’t
FarmOp Capital is a team of proven agricultural, finance and technology experts who joined forces with leading capital management firms to reinvent farm operating loans. We provide crop operating loans across the country.
Our leadership and entire staff understand your farm is more than your balance sheet. We believe in your potential and are ready to help you pursue your ambitions with innovative lending that’s based on your ability to do what you do best: produce a successful crop.
“I can borrow 100% of my operating needs. Having the ability to use that extra capital has really benefited my operation.””
We Offer More than Other Ag Lenders
Freedom in Decision Making
We guide you while giving you the freedom to decide on everything from products and equipment to insurance and marketing.
Earlier Access to Capital
We get you your cash in hand sooner so you can take advantage of discounts and plan better.
More Financing, Earlier
We can provide 100% of your financing earlier in the season, freeing up time so you can focus on your operations.
Collateral Based on Production Potential
We use a mix of your history of production and crop insurance to create new opportunities for all different types of farms and farmers.
Frequently Asked Questions
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Our interest rates are based on individual circumstances, but they’re always competitive. Our loaning model takes more risk upfront to provide you with the funding that is so vital to your continued success. Learn more.
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FarmOp Capital is a private company that was founded by a number of ag industry and banking veterans.
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Yes. We have a number of partners already in our system. Visit our Referrals page to learn more.
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We offer loans in a variety of lengths up to 24 months with an average term of 18 months to fit within our borrower’s marketing needs.
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Loan volumes vary based on person, but we can handle up to 100% of your operating needs. Our goal from the beginning was to align our credit requirements with your needs. Some of our customers already farm tens of thousands of acres. Sound like a good fit for you? Reach out today!
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Transparency is the best policy. For us, and for you. We take a pretty deep dive under the hood of your farm when we’re getting started. We want to make sure that you’re a good fit for us and we’re a good fit for you. We’ll take a look at your marketing plan, crop insurance coverage, put options and your use of technology to evaluate if we’re a good fit for each other.
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Contact us today, we’re happy to help.